Construction
Florida (FL)
Subcontractor Agreement

Florida Subcontractor Agreement Template | Statutory Compliant

Generate a construction subcontract tailored to Florida law — with statutory prompt payment deadlines, retainage caps, lien waiver rules, and anti-indemnification protections built in.

Florida Statutes Chapter 2013-267
Prompt payment & retainage compliant
Print-ready PDF
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Contract Parties

Subcontractor

Project & Schedule

Payment Terms

Total subcontract price for your scope of work.

Florida rules: Under Florida Statutes § 255.

Days after GC receives owner payment.

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Florida (FL)
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Subcontractor Agreement

Construction Subcontract — State of Florida

This Subcontractor Agreement (the “Agreement”) is made and entered into as of October 5, 2026 by and between [General Contractor Name] (“General Contractor”) and [Subcontractor Name] (“Subcontractor”), governed by Florida Statutes Chapter 2013-267 and the laws of the State of Florida.

General Contractor

[General Contractor Name]

Subcontractor

[Subcontractor Name]

Project Owner

—

Project Address

—

Contract Price

[Contract Price]

License #

—

1. Scope of Work

Subcontractor shall furnish all labor, tools, equipment, and materials necessary to complete the agreed scope of work in a good and workmanlike manner, in compliance with all applicable building codes.

2. Payment

GC shall pay Subcontractor within 10 days after receiving payment from the Project Owner. Under Florida Statutes § 715.12(2), the general contractor must pay subcontractors within 7 days after receiving payment from the owner on private projects; on public works under Chapter 255/218, within 15-20 working days after approval of payment application.

3. Retainage

GC may withhold 10% retainage from each progress payment. Under Florida Statutes § 255.07 (public jobs), retainage cannot exceed 5% for the first half of the project and must be reduced to 0% at 50% completion. On private jobs, retainage is negotiable but commonly capped at 5-10% by contract.

4. Lien Waivers

Florida does not mandate statutory lien waiver forms for private projects, but Florida Statute § 713.20 requires use of specific statutory waiver forms for progress and final payments on private construction. Under § 713.35, any waiver that does not substantially comply with the statutory forms is invalid.

5. Mechanics Lien Rights Preserved

Florida requires recording a Claim of Lien within 90 days after final furnishing of labor or materials. Florida requires a preliminary Notice to Owner under Florida Statute § 713.20 to be served on the owner within 45 days of first furnishing labor or materials, and requires use of statutory conditional/unconditional waiver forms under § 713.20.

6. Indemnification

Florida does not have a broad anti-indemnification statute for construction, but under Florida Statute § 725.06, indemnification provisions in construction contracts are enforceable only if they contain a clear and unequivocal monetary limitation on the indemnitor’s liability, protecting subs from unlimited sole-negligence indemnity.

7. Governing Law

This Agreement is governed by the laws of the State of Florida, including Florida Statutes Chapter 2013-267 (Florida Construction Law) and Florida Prompt Payment Statute at Florida Statutes §§ 715.12 (private) and 255.06, 218.50-.70 (public).

[General Contractor Name] — General Contractor

Print Name / Title

[Subcontractor Name] — Subcontractor

Print Name / Title

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Florida Payment & Retainage Rules

Under Florida Statutes § 715.12(2), the general contractor must pay subcontractors within 7 days after receiving payment from the owner on private projects; on public works under Chapter 255/218, within 15-20 working days after approval of payment application.

Retainage Cap

Under Florida Statutes § 255.07 (public jobs), retainage cannot exceed 5% for the first half of the project and must be reduced to 0% at 50% completion. On private jobs, retainage is negotiable but commonly capped at 5-10% by contract.

Pay-When-Paid

Your agreement states that owner payment is a timing mechanism, not an absolute condition precedent — preserving your right to payment and statutory remedies under Florida Statutes Chapter 2013-267.

Lien Waivers

Florida does not mandate statutory lien waiver forms for private projects, but Florida Statute § 713.20 requires use of specific statutory waiver forms for progress and final payments on private construction. Under § 713.35, any waiver that does not substantially comply with the statutory forms is invalid.

Your Mechanics Lien Rights in Florida

This agreement expressly preserves your right to record a mechanics lien and serve statutory preliminary notices — no pay-if-paid, pay-when-paid, or lien waiver clause in the document can waive your lien rights beyond payment actually received.

Florida requires recording a Claim of Lien within 90 days after final furnishing of labor or materials.

Florida requires a preliminary Notice to Owner under Florida Statute § 713.20 to be served on the owner within 45 days of first furnishing labor or materials, and requires use of statutory conditional/unconditional waiver forms under § 713.20.

Deadlines matter: missing a Florida lien or notice deadline can permanently waive your security interest in the project. Calendar both dates the day you mobilize on site.

Indemnification Limits Under Florida Law

Florida does not have a broad anti-indemnification statute for construction, but under Florida Statute § 725.06, indemnification provisions in construction contracts are enforceable only if they contain a clear and unequivocal monetary limitation on the indemnitor’s liability, protecting subs from unlimited sole-negligence indemnity.

Florida Subcontractor Agreement FAQs

When must a general contractor pay me under Florida prompt payment law?

Under Florida Statutes § 715.12(2), the general contractor must pay subcontractors within 7 days after receiving payment from the owner on private projects; on public works under Chapter 255/218, within 15-20 working days after approval of payment application. Your subcontract should mirror these statutory deadlines so that late payments automatically trigger the statutory interest and remedies without negotiation.

How much retainage can a GC legally withhold in Florida?

Under Florida Statutes § 255.07 (public jobs), retainage cannot exceed 5% for the first half of the project and must be reduced to 0% at 50% completion. On private jobs, retainage is negotiable but commonly capped at 5-10% by contract. Your agreement should specify the exact retainage percentage, the release schedule (typically at substantial completion and final completion), and payment of statutory interest on withheld retainage.

Are pay-if-paid clauses enforceable in Florida subcontracts?

While Florida has not enacted a blanket statutory ban on pay-if-paid clauses, courts and statutes in most states treat "pay-when-paid" as a reasonable timing provision rather than an absolute condition. Check Florida Statutes Chapter 2013-267 (Florida Construction Law) and Florida Prompt Payment Statute at Florida Statutes §§ 715.12 (private) and 255.06, 218.50-.70 (public) for specific restrictions, and make sure your subcontract states that payment from the owner is not an absolute condition precedent to your right to be paid.

What lien waiver rules apply in Florida?

Florida does not mandate statutory lien waiver forms for private projects, but Florida Statute § 713.20 requires use of specific statutory waiver forms for progress and final payments on private construction. Under § 713.35, any waiver that does not substantially comply with the statutory forms is invalid. Never sign an unconditional waiver until payment has actually cleared your bank account, and make sure your waiver identifies the specific billing period and amounts to avoid losing lien rights on future work.

Can a Florida subcontract require me to indemnify the GC for the GC’s own negligence?

Florida does not have a broad anti-indemnification statute for construction, but under Florida Statute § 725.06, indemnification provisions in construction contracts are enforceable only if they contain a clear and unequivocal monetary limitation on the indemnitor’s liability, protecting subs from unlimited sole-negligence indemnity. Always read the indemnification clause carefully — even in states with anti-indemnity statutes, "broad form" indemnity for joint negligence is typically still enforceable.

How do I preserve my mechanics lien rights in Florida?

Florida requires recording a Claim of Lien within 90 days after final furnishing of labor or materials. Florida requires a preliminary Notice to Owner under Florida Statute § 713.20 to be served on the owner within 45 days of first furnishing labor or materials, and requires use of statutory conditional/unconditional waiver forms under § 713.20. Send statutory notices by certified mail or another trackable method, keep copies of everything, and calendar the deadlines immediately upon each project’s completion.

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